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What are loyalty card points worth?

The real value of your Tesco Clubcard, Nectar, Morrisons More, Boots Advantage and Superdrug Beautycard points If you’re like me, you’ll have a few loyalty cards on your phone and swipe away when you get to the till. But do you have any idea what the points you earn are worth? I’m a big fan

The real value of your Tesco Clubcard, Nectar, Morrisons More, Boots Advantage and Superdrug Beautycard points

If you’re like me, you’ll have a few loyalty cards on your phone and swipe away when you get to the till. But do you have any idea what the points you earn are worth?

I’m a big fan of Clubcard points as you can boost their value. I know what my Tesco points are worth as I use them frequently, but what are 2,000 Nectar points worth? Or 800 Boots? Plus there are schemes at Morrisons and Superdrug too – and they’re all different.

To help me – and you – I’ve taken a look at the biggest schemes to see what you get for your points, and how much you need to spend in order to actually use them.

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How much are Tesco Clubcard points worth?

Value of Tesco Clubcard points

  • 1,000 Clubcard points = £10
  • 500 Clubcard points = £5
  • 100 Clubcard points = £1
  • 1 Clubcard point = 1p

Real value of Clubcard points

  • Usually 1 point earned per £1
  • So 1 point = 1% of your shop
  • Minimum payout is 150 points = £1.50 in vouchers
  • So you need to spend £150 before you can start using points

You can earn these at Tesco shops, petrol stations, website and also via Tesco Mobile and Tesco Bank.

Though the value is equivalent to 1%, you can boost them, usually double the value. Read the Best Uses Of Clubcard Points article for more on how to make the most of these points.

There are often extra discounts in store for Clubcard holders.

How much are Nectar points worth?

Value of Nectar points

  • 1,000 Nectar points = £5
  • 500 Nectar points = £2.50
  • 100 Nectar points = 50p
  • 1 Nectar point = 0.5p

Real value of Nectar points

  • Usually 1 point earned per £1
  • So 1 point works out as 0.5% of your original Sainsbury’s shop
  • Minimum payout = 500 points will give you £2.50 credit
  • So you need to spend £500 before you can start using points

You can get bonus points on specific items each week, but you need to activate these in the app. You can also earn Nectar points at Argos.

There aren’t really any ways to boost the value of your points, but here are the best ways to earn and spend your Nectar points.

How much are Morrisons More points worth?

Value of Morrisons More points

  • 1,000 Morrisons More points = £1
  • 500 Morrisons More points = 50p
  • 100 Morrisons More points = 10p
  • 10 Morrisons More points = 1p
  • 1 Morrisons More points = 0.1p

Real value of Morrisons points

  • Points are earned on specific products rather than your whole shop
  • The amount you earn will vary, so you can’t assign a percentage value for 1 point
  • Minimum payout = 5,000 points will give you a £5 voucher

Morrisons brought back points in the summer of 2023 (having axed them two years earlier). It’s different from the likes of Clubcard and Nectar but you can find out how Morrisons More works here.

You’ll need 5,000 points to cash them out as a £5 voucher and there aren’t any ways to boost the value of the voucher.

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How much are Boots Advantage points worth?

Value of Boots Advantage points

  • 1,000 Advantage points = £10
  • 500 Advantage points = £5
  • 100 Advantage points = £1
  • 1 Advantage point = 1p

Real value of Boots Advantage points

  • Usually 3 points earned per £1
  • So 1 point works out as 3% of your original shop
  • Minimum payout = 1 point / £0.01
  • But you can’t part pay with points (you need enough points to cover the total of the transaction for which you are using them)

You can only spend them in Boots shops or online at Boots.com. Of course, if you can get your shampoo cheaper elsewhere, the points probably won’t make any difference.

Keep an eye out for frequent bonus deals and vouchers where you can earn double value or even more for your shop. There are often extra codes in your online account.

How much are Superdrug Beautycard points worth?

Value of Superdrug points

  • 1,000 Superdrug Beautycard points = £10
  • 500 Superdrug Beautycard points = £5
  • 100 Superdrug Beautycard points = £1
  • 1 Superdrug Beautycard points = 1p

Real value of Superdrug points

  • Usually 1 point earned per £1
  • So 1 point works out as 1% of your original shop
  • Minimum payout = 100 points / £1
  • So you need to spend £100 to use any points

It’s similar to Boot’s in that there are often bonus points offers. You can only use your points in multiples of 100.

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